Giropay Information
giropay is an online payment method which is offered by more than 1,500 banks and savings banks. Based on the online banking with PIN and TAN allows your customers to pay via online bank transfer – simply, quickly and safely. In contrast to classical in advance, you do not have to wait for the receipt of money. In giropay available directly after a successful transaction, a payment guarantee from the buyer’s bank and can thus be 100 percent sure that you get your money. A thing of the past defaults, and you can start the shipping process without any risk directly. giropay increases your liquidity, as the account will be credited no later than two banking days.And the automated acquisition of Verwendungszecks facilitates the payment allocation.
How does giropay?
When paying with giropay the buyer is directed by your online store via a secure connection to his bank. Here, the buyer performs the transfer through in the familiar online banking environment of his bank and is returned back to your shop pages in the connector. You will receive immediately after successful transfer a guarantee of payment of the buyer’s bank. The money will be credited to your account within two banking days on your account. The fact that the buyer performs his online bank transfer in the secure online banking environment of its credit institution, assurance that sensitive data (PIN / TAN) are exchanged only between the buyer and his bank. Personal account and sales information of the buyer therefore remain secret. As a dealer, sent after the successful transfer a guarantee of payment of the buyer’s bank.
How can I offer giropay in the online store?
So that your customers can pay with giropay at your online store, you will need an acceptance contract. Our distributor Giro Solution provides informative an online application to you directly here can fill. In it, among other things, the conditions are also regulated.
The technical integration into your online store is thanks to the many plug-ins for standard shop systems a breeze. Giro Solution provides these free ready, as well as anAPI , including Documentation, if you have an own shop software in use.
How complex is the technical integration?
giropay can easily integrate technology into your online store. Our distributor Giro Solution offers a variety of plug-ins for standard shop software. With a few clicks you can giropay so integrated into your online store. You can find an overview of all the plug-ins here.
If you are running your own shop software, you will find an API, including documentation here .
If you are already working with a Payment Service Provider (PSP), this is not a problem. Almost all PSPs have already giropay today as a payment method in their e-commerce solutions. Please check the exact details of your PSP.